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A discussion of payment processing and how it relates to all aspects of technology.

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By TRANSAX - May 10, 2010

Credit Card / ACH processing integration example using PHP now available on my blog: http://ping.fm/8HLcT

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Join One Of Our Live Webinars!

By Cassandra Ogden - February 05, 2019

TRANSAX - Now Powered By Pineapple Payments! Join any of our upcoming live webinars, every Monday and Thursday at 11:00am EST to preview how key features of the gateway operate. Register Here: http://pineapplepayments.com/webinar

Merchant Account Cancellation Fees

By TRANSAX - July 28, 2009

It is a standard practice in the industry to charge an early termination fee. This is understandable - considerable time and effort goes into underwriting and boarding a new account, time is spent on customer service, etc. An early termination fee is a way for a merchant account provider to make sure they will recoup their initial investment into a new merchant account. These fees are usually range from $200 - $500 depending on the provider. However, some entities enact extremely unethical early termination fees. For example, some merchant account providers will charge a mutliple on the earnings from the largest volume month over the past 12 months. Some providers will go so far as charge a multiple on their profit + interchange + dues and assessments! Two examples that I have encountered: 1) Big Bank - I had a merchant processing with this bank. They wanted to cancel, and were prepared to pay what they thought was a $295 early termination fee. They receive a communication from the ban

VB6 / Visual Basic 6 - credit card and ACH procecessing

By TRANSAX - May 24, 2010

I find myself working in VB6 very frequently lately. And, as we put out examples of integrating credit card and ACH processing on a variety of different platforms, it occurred to me that we've integrated these types of features into many VB6 applications lately. Visual Basic is a programming language that has been around for quite some time now, and is loved by many developers. Our FleXport library has examples in VBScript, VBA and VB.NET, but not VB6. Well, until now! We've recently updated our library to include a VB6 integration example. VB6 shines when low level communication is needed - for example, when you need to communicate with a piece of hardware directly, or hook into the windows api. VB6 is still a tool of choice for many developers in these scenarios, and many of these applications also have need for some type of credit card processing, or ACH / E-check processing component. With our examples (using the NELiX TransaX Gateway) it's easy! Visual Basic 6 Cre