Payment Technology Blog

Explore our modern gateway designed to help you sell more, make more and keep more.

Sunday, September 9, 2012

Tokenize Your World

It amazes me how many merchants are still storing credit card numbers.   This occurs in many forms.   Some merchants have their credit card numbers stored within QuickBooks.   Others have their credit card numbers in their home grown Microsoft Access, FileMaker, 4D or other database.   Still others have them on paper forms, in e-mails, in Microsoft Excel, or other locations.

Hanging onto credit cards in any format is a big risk!   Fines are steep if those card numbers are stolen.   And it does happen!   My favorite story is about a merchant that kept the credit card numbers of their customers on paper files, and locked those files in the trunk of the owners car.  Pretty secure huh?  Well, it was ... until the car was stolen.

It is so much better to use a popular system commonly referred to as tokenization.  Essentially all of the credit card information, ACH information, and other sensitive billing information, is stored in the payment gateway.  The payment gateway returns a token, which is then stored within the merchant's system - whether QuickBooks, Microsoft Access, or any other.  Merchants can then process payments for the customer based on the token, and not worry about having the exposure of being responsible for the safety of that sensitive cardholder data.

Most payment gateways support tokenization these days.  The TRANSAX Gateway has a sophisticated and flexible tokenization system, and example integrations in numerous technologies.

Sunday, July 22, 2012

Process Credit Cards and ACH in Excel!

Before you say "wha huh?", imagine an organization that keeps their customer list in Excel, and tracks orders in Excel.  Yes, there are companies that track their entire business in Excel.  Excel is an extremely powerful application that can be pushed very far.

With the latest release of TRANSAX FlexPort, an Excel example is included.  Excel can be used as a virtual terminal, payment data for customers "tokenized" and those tokens can be stored within Excel, to be processed again later.   This creates a secure / PCI compliant configuration within Excel.

Download FlexPort and take a look!

More information on TRANSAX

Friday, July 20, 2012

TRANSAX FlexPort 6.3 released with Excel and CGI

TRANSAX has released a number of new technologies in the latest TRANSAX FlexPort release. These include a new Excel example. This allows Excel developers to easily integrate credit card and ACH processing within an Excel based application. Additionally, a new CGI (PERL based) integration example is included as well.

Perhaps the most notable change in the latest offering is the addition of Magtek Magensafe support within FileMaker. This allows FileMaker developers to deliver a secure, PCI compliant solution with swipe support and end-to-end encryption.

"You would be surprised how many Excel developers are out there who would like to include points of payment within their spreadsheet," explains Matthew J. Schwartz, CPP, President. "We've also helped legacy developers with our CGI / PERL offerring. But we are most excited about the new Magnesafe support within FileMaker."

The TRANSAX FlexPort Toolkit includes documentation, example integrations and modules for:
  • VB.NET 1.1
  • VB.NET 2.0
  • VB.NET WinForms
  • C#
  • Classic ASP
  • Microsoft Access / VBA
  • Microsoft Excel / VBA
  • VB6
  • PHP
  • Ruby
  • 4D/4th Dimension
  • FileMaker
  • iMIS
  • Flex/Flash
  • FoxPro
  • ColdFusion
  • JAVA
  • Lasso
  • Android
  • PERL
  • CGI / PERL

Tuesday, July 17, 2012

Swipe Credit Cards through FileMaker with End-to-End Encryption

MIAMI, FL. – July 16, 2012 – TRANSAX today announced the release of FleXport 6.3. TRANSAX FleXport is a toolkit to help developers easily integrate points of payment into any application they are developing. This toolkit includes a free FileMaker plug-in.

The latest version of the TRANSAX FileMaker Plug-In includes support for Magtek Magnesafe Swipe Readers. Magnesafe is a new technology that encrypts the credit card payload at the head. The payload is decrypted at the payment gateway. This allows a true end-to-end encryption, creating a secure PCI Compliant environment.

“PCI Compliance is a major concern amongst merchants,” explains Matthew Schwartz, President of TRANSAX Gateway. “Security breaches leading to credit card theft can put a merchant out of business. Anything that can be done to reduce risk or bring the merchant’s processing out of scope, is a great benefit.”

The TRANSAX FileMaker plug-in has no upfront or license costs and is easy to setup. TRANSAX will be demonstrating the Magtek Magnesafe Swipe capabilities at the upcoming FileMaker Developer Conference 2012 in Miami, Florida.

About TRANSAX

TRANSAX is the only payment processing provider that intrinsically understands the needs and desires of software developers. Why? It’s simple. We are software developers ourselves. TRANSAX is a unique entity. TRANSAX is a merchant account acquirer that grew organically from a custom web development business. We can assist with your payment processing integration or take care of it for you.

Contact:

866-513-1547
info@transaxgateway.com
http://www.transaxgateway.com

Monday, July 16, 2012

Miami and FileMaker DevCon here we come!

As you read this, we are on our way to Miami for FileMaker DevCon 2012.  We're excited to show off our easy to use plug in for credit card / debit card / ACH processing automation.  No licensing fees, easy to use, and FileMaker developers on staff and waiting to help!

This is our third year at DevCon.  It's a great group, a lot of friendly faces, and tons of great information to learn.   We hope to see you there!

More information on the processing credit cards and ACH within FileMaker using TRANSAX FlexPort

Sunday, July 15, 2012

Pay Vendors in QuickBooks with TransaX QB - now on YouTube

See how easy it is to pay your vendors with ACH using QuickBooks and TRANSAX QB:

http://www.youtube.com/transaxgateway/

Process Credit Cards using FileMaker - YouTube Video

Take a look at our new YouTube video on how easy it is to use TRANSAX FlexPort to integrate credit card and ACH processing into your FileMaker database.

http://www.youtube.com/transaxgateway/

Saturday, July 14, 2012

VB.NET WinForms and payment processing

The question of adding credit card and ACH acceptance into a .NET web based application is one that comes up frequently.   Most web based applications have some form of payment processing.

Less frequently does the question of integrating payment acceptance into a .NET Windows Forms based application.   However, the question does come up from time to time.  

In answer to that question, TRANSAX has just added a VB.NET WinForms example into our FlexPort toolkit!  If you are trying to integrate points of payment into a VB.NET WinForms app, look no further - we have your answer here!

http://www.transaxgateway.com

Thursday, July 12, 2012

TRANSAX FlexPort 6.2 Released!

TRANSAX, based in Rolling Meadows IL, turns their attention to PERL

TRANSAX has released a new version of the FlexPort ToolKit. FlexPort enables developers to easily integrate payment processing (credit card, debit card, ACH / e-check, remote deposit capture (RDC), etc) into their applications. With the latest release, a new PERL component has been added.

"PERL is one of the oldest web based technologies that is still in use today," explains Matthew J. Schwartz, President of TRANSAX. "And now PERL developers can easily integrate points of payment."

Additionally, the new release contains an updated Android JAVA class, and a new VB.NET WinForms example.

The FlexPort Toolkit includes documentation, example integrations and modules for:

  • VB.NET 1.1
  • VB.NET 2.0
  • C#
  • Classic ASP
  • Microsoft Access
  • VB6
  • PHP
  • Ruby
  • 4D/4th Dimension
  • FileMaker
  • iMIS
  • Flex/Flash
  • FoxPro
  • ColdFusion
  • JAVA
  • Lasso
  • Android
  • PERL
Information about TRANSAX can be found at http://www.transaxgateway.com

Tuesday, July 10, 2012

Certified Payment Professionals times 2!

TRANSAX is extremely proud to be able to say that we have not one, but two Certified Payment Professionals steering the ship.   The CPP program is a way that merchants can trust that they are dealing with somebody who understands the industry, has been around for awhile, and answers to a higher authority - namely, the Electronic Transaction Association.

Both Matthew J. Schwartz, President, and Adam O'Hare, Vice President, have been part of the inaugural group of Certified Payment Professionals.


Sunday, July 8, 2012

Process Credit Cards and ACH with PERL

PERL is one of the oldest web technology.  Since PERL has been introduced, many other development platforms have been introduced.  Yet PERL has remained a language that is used for website applications to this day.   To answer the needs of PERL developers trying to integrate points of payment into their application, we decided to add a PERL component to our FlexPort toolkit.

With FlexPort, PERL developers can easily and quickly add credit card and ACH / E-check acceptance into their PERL based applications and scripts.

TRANSAX Gateway PERL integration

Thursday, July 5, 2012

Scaling New Heights

I just returned from Nashville, TN and the Scaling New Heights conference.  We were pleased to be a sponsor this year.  Scaling New Heights is a gathering of QuickBooks ProAdvisors and other QuickBooks professionals.   It was a large and friendly group of individuals!   We enjoyed meeting new people, and reconnecting with old friends. 

TRANSAX QB allows credit card / debit card / ACH processing through QuickBooks with additional features such as batch processing, transaction sync, account payables and more, was a big hit!

We hope to see you again next year in Orlando!

More information on processing credit cards in QuickBooks using TRANSAX QB

Tuesday, July 3, 2012

Adam O'Hare is now a Certified Payment Professional (CPP)

The Electronic Transactions Association (ETA) is pleased to announce that Adam O'Hare has been granted the designation of Certified Payments Professional™ (CCP). By successfully meeting the rigorous certification examination requirements, he has joined an exclusive community of electronic transactions professionals who have earned this distinguished certification. In doing so, Mr. O'Hare brings the highest level of expertise and distinction in electronic transactions to TRANSAX. Recognizing the unique skills and special knowledge required of electronic transactions professionals, ETA launched the certification program in 2011.

In addition to meeting the program's education and experience requirements, those awarded the CPP™ designation must complete a minimum of 36 hours of industry-related continuing professional education every three years.

More and more employers, faced with critical staffing decisions, consider the CPP™ credential an added value to current and prospective employees. Further, a competent CPP-certified staff is crucial to maintaining a competitive advantage in the field.

------------------------

About ETA

The Electronic Transactions Association is an international trade association representing more than 500 companies who offer electronic transaction processing products and services. ETA’s mission is to advance the payments industry profession by providing leadership through education, advocacy and the exchange of information.

Thursday, March 29, 2012

TRANSAX QB 6.7.11.0 (QuickBooks Payment Add-on) Now Available

Committed to continually enhancing their technology, we are proud to release TRANSAX QB version 6.7.11.0. This version enhances the batch process by offering additional options to filter invoices to be processed.  TRANSAX QB makes it easier and easier for merchants to process credit card and ACH payments through QuickBooks.

"We are continually listening to the feedback from our customers," explains Matt Schwartz, President of TRANSAX, " and using that feedback to improve our products."

Many exciting new features are in the works for subsequent releases, so keep your eye out for more announcements!

More information on processing credit cards in QuickBooks using TRANSAX QB

Saturday, March 3, 2012

FileMaker DevCon 2012

We just finalized our travel plans for this year's FileMaker DevCon.  This year in Miami FL, July 16 - 19th.   TRANSAX will be there showcasing our FileMaker plug-in for easily enabling any FileMaker database with payment processing capabilities. Our plug-in is free, and we expect to have a great response, as we have had in previous years.

If you will be there, stop by our booth!

More about FileMaker DevCon 2012

More information on processing credit cards in FileMaker using TRANSAX FlexPort


Tuesday, February 7, 2012

AMC Institute 2012

I'm heading out to sunny Palm Springs tomorrow morning for the 2012 AMC Institute Winter Meeting and I couldn't be happier!   AMC Institute meetings are always great - great people, great food, great content - I always learn a ton - and great opportunities!

Maybe I'll see you there!

AMC Institute

Saturday, February 4, 2012

Certified Payment Professional

Every industry has it's certifications and accreditations.  A body governing an industry, usually an association, puts together a set of standards that they feel all active members of that industry should adhere to.  These standards are usually discussed in great detail amongst many industry participants who have been active, and are leaders in their field.

Members of the industry are then tested and reviewed, and if they pass - they are given a stamp of approval from the governing body.   This seal tells the world that this individual has knowledge and understanding of the industry they are working in, and can prove it.

Recently, ETA developed the CPP program - the Certified Payments Professional.   I'm proud to say that I was in the very first test group, and I passed!   It is a great honor to be considered by ETA to be knowledgable in my field.  




More on ETA
More on NELiX TransaX

Monday, January 30, 2012

Matthew J. Schwartz is now a Certified Payment Professional

The Electronic Transactions Association (ETA) is pleased to announce that Matthew J. Schwartz has been granted the designation of Certified Payments Professional™ (CCP). By successfully meeting the rigorous certification examination requirements, he has joined an exclusive community of electronic transactions professionals who have earned this distinguished certification. In doing so, Mr. Schwartz brings the highest level of expertise and distinction in electronic transactions to TRANSAX. Recognizing the unique skills and special knowledge required of electronic transactions professionals, ETA launched the certification program in 2011.

In addition to meeting the program's education and experience requirements, those awarded the CPP™ designation must complete a minimum of 36 hours of industry-related continuing professional education every three years.

More and more employers, faced with critical staffing decisions, consider the CPP™ credential an added value to current and prospective employees. Further, a competent CPP-certified staff is crucial to maintaining a competitive advantage in the field.

------------------------

About ETA

The Electronic Transactions Association is an international trade association representing more than 500 companies who offer electronic transaction processing products and services. ETA’s mission is to advance the payments industry profession by providing leadership through education, advocacy and the exchange of information.


The biggest advantage of our gateway comes from power that it puts in the hands of your developers. Easily integrate with your application and take advantage of features to enhance your system.

We invite you to a live demo and the opportunity to build a partnership. Our promise to partners is, through innovation, today's products will be relentlessly enhanced into tomorrow's solutions.

1921-A Rohlwing Road
Rolling Meadows IL 60008-4800
P) 866-513-1547
F) 866-513-1548
info@transaxgateway.com